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ADBICO FOREX; SERVICE, PRIVACY AGREEMENTS

SERVICE AGREEMENT for Managed Account Services

between ADBICO:ADVANCED BIOLOGICAL COMPUTING and GAIN Capital Group, LLC

SERVICE PROVIDER GAIN Capital Group, LLC (GAIN)

550 Hills Drive, Suite 210

Bedminster, NJ 07921

(908) 731 0700

ACCOUNT CONTACT;ADBICO

COMPANY INFORMATION Adbico:Advanced Biological Computing

2995 Woodside Rd., Ste.200

Woodside, California, 94062-0607

United States

AGREEMENT OBJECTIVE
GAIN Capital (밎AIN? will provide ADBICO:ADVANCED

BIOLOGICAL COMPUTING a Master Account (밠aster Account?

through which ADBICO:ADVANCED BIOLOGICAL COMPUTING will

execute foreign exchange trades on behalf of its managed client

accounts (밒ndividual Accounts?.

DOCUMENTATION ADBICO:ADVANCED BIOLOGICAL COMPUTING will ensure that

each Individual Account duly executes GAIN account documents,

including GAIN뭩 Power of Attorney. ADBICO:ADVANCED

BIOLOGICAL COMPUTING will duly execute a Services Agreement

with GAIN, including a Managed Account List of Individual

Account Assets to be included in the Master Account, and a

Managed Account Fee Deduction Authorization if the Account

Manager instructs GAIN to pay Account Manager Fees out of

Individual Accounts.

AGREEMENT DATE October, 2008

EXPIRATION The Expiration Date will be one year after both parties duly

execute this Agreement. In the event of termination for any

reason, ADBICO:ADVANCED BIOLOGICAL COMPUTING shall

promptly destroy all of the information and materials supplied by

GAIN since the negotiation and commencement of this

Agreement, or any parts thereof, that may then be in its

possession in any form and in any medium.

MASTER ACCOUNT GAIN will provide ADBICO:ADVANCED BIOLOGICAL COMPUTING

a live Master Account through which ADBICO:ADVANCED

BIOLOGICAL COMPUTING will execute online trades and through

which GAIN will enter telephone trades according to Account

Manager뭩 instructions. This account will reflect the net asset

value and position of all Individual Account assets under

management. GAIN Capital reserves the right to exclude

individual clients?funds from being traded in the master account.

CONTROL ACCOUNT Upon receipt of a completed and executed GAIN Capital Customer

Application in the name of ADBICO:ADVANCED BIOLOGICAL

COMPUTING GAIN will establish a Control Account in

Adbico:Advanced Biological Computing name to hold funds, if

any, resulting from a Master Account P&L Sweep, commissions,

fees or other applicable credits. Funds are held in

Adbico:Advanced Biological Computing몊 Control Account until

GAIN Capital receives a withdrawal request. All withdrawal

Last Updated on 01/08/07 Page 2 of 8

requests must be in writing and submitted to GAIN Capital.

Withdrawal requests are normally processed within two (2)

business days of receipt.

INDIVIDUAL ACCOUNTS GAIN will establish an Individual Account for each of your Clients.

GAIN will provide Clients with online access to their account,

whereby Client may monitor unrealized and realized profits &

losses and account balances, and generate monthly account

statements.

All Clients of Account Manager are required to complete, sign and

submit GAIN Capital뭩 Managed Account Authorization - Limited

Power of Attorney. Account Manager will not be allowed access to

any client funds for which GAIN Capital does not have completely

executed account documentation, including the aforementioned

Power of Attorney.

ACCOUNT FUNDING

NEW ACCOUNTS New Client funds received will be immediately posted to the

individual뭩 sub account. Funds are transferred to the Master

Account
only after all existing open positions are closed. In order

to start trading new Client funds, Account Manager must close all

open positions. In this case, Account Manager may request that

GAIN Capital close all open positions, and then reopen the position

at the same price (with no bid/offer spread). This close out will be

reflected as a realized P/L in all Client accounts. No commission or

pips may be charged by Account manager for this trade. If open

positions are not closed by the Account Manager within 2 business

days of receiving new Client funds, GAIN has the right but not

obligation to automatically close all open positions as described

above. This allows the new Client funds to be allocated towards

all future trades.

ACCOUNT FUNDING

EXISTING ACCOUNTS All Client deposits to existing accounts are posted immediately to

the Master account; however, allocation remains the same on all

open positions. All NEW trades and/or reopened positions (as

described above) will reflect the additional funds.

ACCOUNT WITHDRAWALS All withdrawal requests must be submitted in writing. All Client

withdrawals are reflected in the Individual Account and Master

Account within 24 hours during normal business hours, as long as

no open positions exist in the Master. However, if open positions

continue to exist in the Master account after a request for an

Individual Account withdrawal occurs, then GAIN has the right but

not the obligation to close the open position(s) within TWO

business days and Client funds will be withdrawn as requested.

Allocations will be adjusted accordingly using the newly

established BASE RATE and the position size will be reduced

commensurate with the amount of the sub account withdrawal.

ACCOUNT MANAGER FEES ADBICO:ADVANCED BIOLOGICAL COMPUTING may, in its sole

discretion, instruct GAIN to levy fees or charges against the

Individual Accounts for Adbico:Advanced Biological Computing

account management service. ADBICO:ADVANCED BIOLOGICAL

COMPUTING will confirm to GAIN the amount of these fees, if any,

for each Individual Account and GAIN will deduct these fees from

the Individual Accounts and credit them to Adbico:Advanced

Biological Computing Control Account. The ability to charge these

fees MUST be fully disclosed to ALL clients.

Last Updated on 01/08/07 Page 3 of 8

INSUFFICIENT FUNDS If GAIN determines there are insufficient funds to cover

commissions and/or fees, if any, when due, GAIN may, in its sole

discretion, halt trading until it and ADBICO:ADVANCED

BIOLOGICAL COMPUTING resolve the insufficient funds status. In

addition, commissions and/or fees will be forfeited by the account

manager if they are used as collateral against open position and

subsequently lost on a realized p/l basis.

COMMUNICATION METHOD GAIN will provide ADBICO:ADVANCED BIOLOGICAL COMPUTING a

platform to communicate to GAIN the account split percentages

and any fees and/or commissions agreed on between

ADBICO:ADVANCED BIOLOGICAL COMPUTING and Individual

Accounts.

ALLOWABLE SPLITS Each trade allocation may be in whole or fractional percentage

numbers totaling 100%

NEW CLIENT FUNDS All new or additional client funds may be added to an existing

Master Account as the new accounts are funded and GAIN receives

the proper documentation.

MASTER ACCOUNT P&L SWEEP On a weekly basis, GAIN will sweep out of the Master Account all

funds in excess of the sum of the Individual Accounts assets plus

realized gains and losses. GAIN will credit these funds, if any, into

a Control Account in the name of ADBICO:ADVANCED BIOLOGICAL

COMPUTING may withdraw these Control Account funds by check,

wire transfer or transfer to another GAIN account.

ADBICO:ADVANCED BIOLOGICAL COMPUTING must give GAIN

notice of withdrawal in accordance with the transfer method of

choice, generally five business days for a check, three business

days for a wire transfer and one day for account transfer.

ADBICO:ADVANCED BIOLOGICAL COMPUTING will pay all fees, if

any, levied by the financial institution executing such withdrawal.

ACCOUNT ACTIVATION GAIN will activate the Master Account as a live trading account;ADBICO:ADVANCED BIOLOGICAL COMPUTING will not be able to

trade Individual Accounts but will be able to view positions. GAIN

will ensure Master Account position accuracy and will maintain

alternate system backups to Individual Accounts.

REPORTS GAIN will allow ADBICO:ADVANCED BIOLOGICAL COMPUTING to

run both Master Account and Individual Account reports as

required.

TAXES AND OTHER COSTS GAIN shall not be responsible for taxes of any kind, nature or

description (such as income, sales, use and personal property

taxes) levied by any federal, state, county, or city governments

that are assessed against ADBICO:ADVANCED BIOLOGICAL

COMPUTING resulting from this Agreement; provided, however,

GAIN shall be solely responsible for any and all income, franchise,

gross receipts, and like taxes and occupancy, real estate and like

taxes levied by any such governments that are assessed or

imposed on GAIN for its activities or facilities under this

Agreement.

REPRESENTATIONS AND

WARRANTIES GAIN and ADBICO:ADVANCED BIOLOGICAL COMPUTING each

represent and warrant that: (i) they are duly organized and validly

existing under the applicable laws of the jurisdiction of their

organization; (ii) execution and delivery of this Agreement and all

contracts and other transactions contemplated hereunder and

performance of all obligations contemplated under this Agreement

and all contracts and other transactions contemplated hereunder

have been duly authorized by their respective organizations; and

(iii) each person executing and delivering this Agreement and all

contracts and other transactions contemplated hereunder for or on

behalf of GAIN and ADBICO:ADVANCED BIOLOGICAL COMPUTING

Last Updated on 01/08/07 Page 4 of 8

and performing the obligations contemplated under this

Agreement has been duly authorized by their respective

organizations to do so; (iv) execution and delivery by

ADBICO:ADVANCED BIOLOGICAL COMPUTING and GAIN of this

Agreement and all contracts and other transactions contemplated

hereunder, and performance of all of Adbico:Advanced Biological

Computing and GAIN뭩 obligations contemplated under this

Agreement and any contract and other transaction contemplated

hereunder, will not violate any statute, rule, regulation, ordinance,

charter, by-law or policy applicable to said organizations.

RIGHTS AND RESPONSIBILITIES This Agreement is a non-exclusive arrangement with respect to

GAIN Services. GAIN does not authorize ADBICO:ADVANCED

BIOLOGICAL COMPUTING to make any representations concerning

GAIN or the services to be provided by GAIN hereunder. All

copyright, trademark, trade secret and other intellectual property

rights in the GAIN trading system shall remain at all times the sole

and exclusive property of GAIN. ADBICO:ADVANCED BIOLOGICAL

COMPUTING shall have no right or interest in the trading system.

ADBICO:ADVANCED BIOLOGICAL COMPUTING acknowledges that

the trading system is confidential to GAIN and has been developed

through the expenditure of substantial skill, time, effort and

money. ADBICO:ADVANCED BIOLOGICAL COMPUTING will not

publish, distribute, or otherwise make information available to

third parties any information derived from or relating to the

trading system without GAIN뭩 prior written approval.

ADBICO:ADVANCED BIOLOGICAL COMPUTING will not copy,

modify, de-compile, reverse engineer, or make derivative works of

the trading system or in the manner in which it operates.

ADBICO:ADVANCED BIOLOGICAL COMPUTING agrees to comply

with all Commodity Futures Trading Commission (CFTC)

regulations and National Futures Association (NFA) compliance

rules including, but not limited to, solicitation and sales practices,

trading performance statements, risk disclosure, communications

with the public, and the use of promotional materials,

ARBITRATION This Agreement is governed by, and shall be construed in

accordance with the laws of the State of New York, United States

of America without giving effect to any conflict of laws doctrine

that would interfere with or prevent the application of this

provision. With respect to any suit, action or proceeding

(밣roceeding? relating to this Agreement, Adbico:Advanced

Biological Computing irrevocably (i) submits to the exclusive

jurisdiction of the State and federal courts located in the Borough

of Manhattan, State of New York; (ii) agrees to service of process

in any legal proceeding by sending copies thereof by registered or

certified mail, if practicable (postage prepaid) to the other party at

the address set forth in this Agreement; (iii) waives any objection

which it may have at any time to the laying of venue of any

Proceeding brought in any such court, waives any claim that such

Proceeding have been brought in an inconvenient forum; and (iv)

further waives the right to object, with respect to such Proceeding,

that such court does not have jurisdiction over such

party. Alternatively, at the option of either GAIN Capital or

Adbico:Advanced Biological Computing , any proceeding hereunder

may be submitted for arbitration before the American Arbitration

Association at either their New York or New Jersey Office. Voiding

of any clause of this Agreement by a court of competent

jurisdiction shall not void the entire agreement and shall apply

only to the specific clause.

LIMITATION OF LIABILITY Neither party will be liable to the other for any special, indirect,

consequential, punitive or incidental damages arising from a

breach or alleged breach of this Agreement, however caused and

under any theory of liability (including negligence), even if such

party has been advised of the possibility of such damages.

Last Updated on 01/08/07 Page 5 of 8

ADBICO:ADVANCED BIOLOGICAL COMPUTING will indemnify

GAIN against any and all claims initiated by ADBICO:ADVANCED

BIOLOGICAL COMPUTING clients against GAIN related to services

rendered by GAIN in connection with the business activities of

ADBICO:ADVANCED BIOLOGICAL COMPUTING. This

indemnification includes but is not limited to:

Online Trading

GAIN shall not be liable for any claims, losses, damages, costs or

expenses, including attorneys?fees, caused, directly or indirectly,

by any breakdown or failure of any transmission or

communication system or computer facility, whether belonging to

GAIN, any market, or any settlement or clearing system when

ADBICO:ADVANCED BIOLOGICAL COMPUTING trades online (via

Internet).

External Events

GAIN shall not be liable to ADBICO:ADVANCED BIOLOGICAL

COMPUTING clients for any claims, losses, damages, costs or

expenses, including attorneys?fees, caused, directly or indirectly,

by any events, actions or omissions, including, without limitation,

claims, losses, damages, costs or expenses, including attorneys?/P>

fees, resulting from civil unrest, war, insurrection, international

intervention, governmental action (including, without limitation,

exchange controls, forfeitures, nationalizations, devaluations),

natural disasters, acts of God, market conditions, inability to

communicate with any relevant person or any delay, disruption,

failure or malfunction of any transmission or communication

system or computer facility, whether belonging to GAIN,

Customer, any market, or any settlement or clearing system.

NOTICES Any notice to be given under this Agreement to GAIN Capital

from the Money Manager or the Sub Account shall be in writing,

and shall be deemed to have been given, made or sent when

mailed by registered or certified mail, return receipt requested.

Any such notice shall be addressed to the parties at their

addresses set forth above.

ENTIRE AGREEMENT The parties acknowledge that no representations or statements

not contained herein have been made by any of them regarding

any present intention or concerning any term or provision of this

Agreement. The provisions hereof constitute the entire

Agreement between the parties and supersede all prior

Agreements, oral or written and all other considerations between

them relating to the subject matter hereof.

NO ORAL MODIFICATION This Agreement shall not be modified, altered, terminated, or

canceled, except by an instrument in writing signed by all of the

parties hereto.

CHOICE OF LAW This Agreement shall be construed, and the legal relations

between the parties hereto shall be determined, in accordance

with the laws of the State of New York, applicable to agreements

signed and to be wholly performed within the said State. The

remedies available to the parties to enforce this Agreement shall

be cumulative and shall include equitable remedies. The failure

to act upon any breach or default hereunder shall not be deemed

a waiver or approval thereof, nor shall the taking of any remedy

be deemed a waiver of any other remedy available.

TERMINATION If either party is in default of its obligations under this Agreement

and such default continues for thirty (30) days after written

notice is given by the party not in default, such non-defaulting

party may (in additional to all other rights and remedies provided

in this Agreement or by law) terminate this Agreement.

Last Updated on 01/08/07 Page 6 of 8

MISCELLANEOUS This Agreement shall be binding upon and shall inure to the

benefit of the successors and assigns of the parties hereto.

ADBICO:ADVANCED BIOLOGICAL COMPUTING will not assign this

Agreement without the prior written consent of GAIN.

ADBICO:ADVANCED BIOLOGICAL COMPUTING expressly consents

to the assignment of this Agreement by GAIN to any successors

or purchasers of the whole or any part of its business and

expressly consents to be bound by all terms herein to any such

successors or purchasers. In the event any part of this

Agreement should be held to be invalid by any court or tribunal of

competent jurisdiction, or such court or tribunal should restrain

the compliance with or the enforcement of any part, the

remainder of this Agreement shall not be affected thereby.

CONFIDENTIALITY The terms and conditions of this Agreement are considered

confidential and, as such, should only be discussed between the

two parties involved.

ADBICO:ADVANCED BIOLOGICAL

COMPUTING

GAIN Capital Group, LLC

APPENDIX A

Payment Instructions

Please provide the following information.

Undersigned hereby agrees that all requests to withdrawal funds must be submitted in writing, and will be

processed and remitted by GAIN Capital as instructed here

APPENDIX B

PartnerServices CLICK HERE TO SIGN AND AGREE TO THE FOREX AGREEMENT


Privacy Policy Adbico Statement Protecting the privacy and safeguarding the personal and financial information of our clients and website visitors is one of our highest priorities. The following Privacy Statement explains how Adbico collects and protects your information. References to "Adbico" in this Privacy Statement include all Advanced Biological Computing. By opening a Adbico Web sites, you give your consent to the collection and use of personal information by Advanced Biological Computing as explained in this privacy statement. Collection of personal information We collect information required to open an account, to transact business effectively and to safeguard your privacy. To do this, we gather information to help us assess your needs and preferences. The information we collect directly from you includes information required to communicate with you, including your name, mailing address, telephone number, e-mail address; and, as required by law, to identify who you are, including Social Security or Passport/Tax ID number; address, etc. We also collect demographic information when you open an account, including gender, birth date, education, occupation, etc. Our regulatory bodies also require us to assess your trading experience, your approximate annual income, approximate net worth, and available risk capital to assess your financial position. You directly provide to us the majority of information we collect. You do this by completing the account application and related documentation, placing a trade, sending us an e-mail, or submitting information in response to a promotion or special offer. Other ways we obtain information are by (1) observing your usage of the Web site, and (2) providing products and services to you. This information enables us to offer you products and services that should be of interest to you.The information we collect indirectly from you includes your Internet Protocol (IP) address, browser type, operating system, Internet Service Provider (ISP), time stamps, transactions placed, and banner ads you click. We do this through the use of cookies, which are small text files sent from the Web server to your computer. Cookies help us to know you better by providing operational data we can use to aid your interaction with our Web site and improve its navigation and usability. Usage of personal information We use personal information only as appropriate to provide you quality service and security. For example,Adbico may use the information collected from you to verify your identity and contact information. We may also use this information to establish and set up your trading account, issue an account number and a secure password, maintain your account activity, and contact you with account information. This information helps us improve our services to you, customize your browsing experience and inform you about additional products, services or promotions that may be of interest to you. Should you close your account with us, Adbico will retain your information, but only use it to comply with regulatory requirements and to periodically contact you to offer you the opportunity to reactivate your account or participate in other valuable offers. Adbico affiliates and partners Advanced Biological Computing may share information with affiliates if the information is required to provide the product or service you have requested or to provide you the opportunity to participate in the products or services our affiliates offer. Adbico also forges partnerships and alliances, which may include joint marketing agreements, with other companies who offer high-quality products and services that might be of value to our clients. In order to ensure that these products and services meet your needs and are delivered in a manner that is useful and relevant, Advanced Biological Computing may share some information with partners, affiliates and alliances. This allows them to better understand the offers that are most relevant and useful. In our strategic relationships, we will require that it be identified that an offer is being extended because of the relationship with us. The use of your personal information is limited to the purposes identified in our relationship with the partner or affiliate. Non-affiliated third parties Adbico does not sell, license, lease or otherwise disclose your personal information to any third party for any reason, except as described below. Adbico reserves the right to disclose your personal information to third parties where required by law to regulatory, law enforcement or other government authorities. We may also disclose your information as necessary to credit reporting or collection agencies, or when necessary to protect our rights or property. To help us improve our services to you, we may engage another business to help us to carry out certain internal functions such as account processing, fulfillment, client service, client satisfaction surveys or other data collection activities relevant to our business. We may also provide a party with client information from our database to help us to analyze and identify client needs and notify clients of product and service offerings. Use of the information shared is strictly limited to the performance of the task we request and for no other purpose. All third parties with which we share personal information are required to protect personal information in a manner similar to the way we protect personal information. Examples of information shared are identifying information such as name, mailing address, e-mail address, telephone number, and information on account activity. If at any time you choose to purchase a product or service offered by another company, any personal information you share with that company will no longer be controlled under our Privacy Statement. We are not responsible for the privacy policies or the content of sites we link to and have no control of the use or protection of information provided by you or collected by those sites. Whenever you elect to link to a co-branded Web site or to a linked Web site, you may be asked to provide registration or other information. Please note that the information you are providing is going to a third party, and you should familiarize yourself with the privacy policy provided by that third party. Opting out of disclosures of non-public personal information You may direct us not to disclose non-public personal information to certain non-affiliated third parties. To opt out of sharing non-public personal information with non-affiliated third parties, please contact a client service representative. An opt out election made by one account owner of a Joint account is applicable to all account owners of the Joint account. An opt-out election must be made for each separate account you hold at Adbico. If we propose to share information in a manner not covered in this Privacy Statement, we will notify you of this change by posting an addendum on the Web site, and if appropriate, provide you an opportunity to opt out of such use. The security of your personal information We employ leading-edge security software, systems, and procedures to offer you a safe and secure trading environment and protect your personal, financial and trading information. When you open an account with us, you are issued a unique account number, User ID and a password. Only a limited number of Adbico employees who have a need to know this information will have access to your account number, UserID, and password. Remember: you are ultimately responsible for maintaining the secrecy of your account number, UserID, and password. We strongly recommend that you do not disclose this information. On our Web site and on our online account application, we use technology to encrypt information transmitted by or to you through our Web site. We use VeriSign™ certificates to authenticate our Web site and secure trading and customer-facing applications, allowing you to verify that you are connected to our Web site. Use of "cookies" We use cookies to assist us in securing your trading activities and to enhance the performance of our Web site. (Cookies are small text files sent from the Web server to your computer.) Cookies used by Adbico do not contain any personal information nor do they contain account or password information. They merely allow the site to recognize that a page request comes from someone who has already logged on. Adbico may share Web site usage information about visitors to the Web site with reputable advertising companies for targeting our Internet banner advertisements on this site and other sites. For this purpose, pixel tags (also called clear gifs or web beacons) may be used to note the pages you've visited. The information collected by the advertising company through the use of these pixel tags is not personally identifiable. To administer and improve the Adbico Web site, we may use a third party to track and analyze usage and volume statistical information, including page requests, form requests, and click paths. The third party may use cookies to track behavior and may set cookies on behalf of Adbico. These cookies do not contain any personally identifiable information. Changes to this Privacy Statement In the event Adbico materially changes this Privacy Statement, the revised Privacy Statement will promptly be posted to the Web sites and we will post a notice on our Web sites informing you of such changes. You agree to accept posting of a revised Privacy Statement electronically on the Web site as actual notice to you. Any dispute over our Privacy Statement is subject to this notice and the GAIN Capital Group Customer Agreement. If you have any questions that this statement does not address, please contact a Client Services representative. VeriSign is a trademark of VeriSign, Inc. All rights reserved. Last Updated:11-1-07
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